多选

小王和小李同时在同一家商业银行申请个人住房贷款，用于购买同一小区里相同面积的住房，两人的贷款期限相同且均未使用公积金贷款，小王采用的是等额本金还款法。小李采用的是等额本息还款法。以下说法正确的是哪项？（）

A 开始还款后，初期小王每月还款金额比小李高。

B 小王和小李通过该商业银行贷款购置住房的总成本是相同的。

C 整个还贷过程中，小李每月还款金额是相同的。

D 小王和小李每月的还款金额是相同的。

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A 开始还款后，初期小王每月还款金额比小李高。 B 小王和小李通过该商业银行贷款购置住房的总成本是相同的。 C 整个还贷过程中，小李每月还款金额是相同的。 D 小王和小李每月的还款金额是相同的。

相关试题

A 开始还款后，初期小王每月还款金额比小李高。

B 小王和小李通过该商业银行贷款购置住房的总成本是相同的。

C 整个还贷过程中，小李每月还款金额是相同的。

D 小王和小李每月的还款金额是相同的。