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以下关于信用卡分期付款的说法，正确的说法有（ ）。
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以下关于信用卡分期付款的说法，正确的说法有（ ）。

A 实践中，商业银行可以在信用卡分期的首期收取手续费，也可以分摊到各期收取
B 信用卡分期付款的手续费一般低于商业银行同期商业贷款利率
C 分期付款是为信用卡持有人提供消费便利，分期金额可在信用卡额度基础上上浮一定比例
D 信用卡分期付款时，不得提前还款

正确答案
AC
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